Call or text 844-7-RESTOREWe work for the contractor or the homeowner. Never the insurer.

Estimates · Supplements · Claim help

The official home for restoration claims.

Water on the floor? We handle the paperwork. Contractors get flat-rate estimates written by a real estimator in Xactimate®. Homeowners get a clear path through every stage of the claim.

I'm a contractor I'm a homeowner
  • Written by a personAn experienced estimator, in Xactimate®
  • Flat price by job sizeNo percentage of the claim
  • First estimate freeJobs under $20,000. No card needed.
  • On your sideNever works for the insurer

Two ways in

Who's dealing with the claim?

A restoration contractor checking a tablet in a gutted roomContractors

Send us the job. Get the estimate back.

Photos, sketch and drying records in. A finished, carrier-ready estimate out.

  • Flat rate by job size, starting at $59
  • Supplements when the adjuster comes back short
  • Your first estimate is free
Contractor services
A homeowner photographing claim paperwork with a phoneHomeowners

Keep the whole claim in one place.

A claim companion for documents, dates and next steps, so nothing slips.

  • Every photo, receipt and date, organized
  • Plain-language guides for each stage
  • Know what comes next before the adjuster calls
Get help with my claim

Every kind of loss

Water, fire, mold and more.

The estimate follows the carrier's format for each type of loss.

  • A homeowner at a wet floor by the front door

    Water

    Burst pipes, supply lines, appliance leaks. Drying logs built in.

  • Soot on a kitchen range hood after a fire

    Fire and smoke

    Soot, smoke odor and rebuild, scoped room by room.

  • A gloved hand pointing at mold in a wall corner

    Mold

    Containment, removal and clearance, written to protocol.

  • A tarped roof and a fallen limb after a storm

    Storm

    Hail, wind and fallen trees. Roof to interior in one estimate.

How a claim works

A property claim in five stages.

What happens, in order. We prepare the paperwork at stages four and five. The guides cover the rest.

  1. A homeowner mopping up water with a bucket and towels

    Stop the damage

    Shut off the source, keep people away from water near electricity, and photograph everything before it moves. How to shut off the water.

  2. Air movers and a dehumidifier drying a living room

    Dry it out

    A restoration company extracts the water, sets drying equipment and logs moisture readings every day. Those logs are the record of what was wet and for how long.

  3. A homeowner on the phone at the kitchen table with a laptop

    File the claim

    Report the loss to the carrier, get a claim number, and keep every photo, receipt and date in one place. Filing a water claim.

  4. An adjuster with a homeowner while a contractor measures the wallWe write this

    The estimate

    The adjuster inspects and writes a line-item estimate. The contractor's estimate is compared to it line by line. When the number is short.

  5. A technician screwing new drywall into placeWe write this

    Rebuild

    Repairs start once the scope is agreed. The final invoice and photos close the claim, and any held-back depreciation is released. Recoverable depreciation.

A contractor photographing an opened wall with air movers running
Estimate readyESX + PDF, carrier format

For restoration contractors

Send the job the way you already document it.

  1. Upload the jobPhotos, sketch or measurements, drying logs and the carrier name. Your scope, if you have one.
  2. An estimator writes itAn experienced estimator builds it in Xactimate® against the carrier's format.
  3. You get it backReady to send to the adjuster. Add negotiation and our team follows up for you.
Per-estimate pricing by estimated job subtotal
Estimate subtotalWith your scopeWe scope it
Under $2,000$59$79
$2,000–$9,999$79$109
$10,000–$19,999$109$149
$20,000–$29,999$139$189
$30,000+Quoted before payment

First estimate free: one per business, jobs under $20,000. Adjuster negotiation add-on $75 per claim.

Get your first estimate free See full pricing

By carrier

Prepared for claims with any carrier.

  • State Farm
  • Allstate
  • USAA
  • Farmers
  • Liberty Mutual
  • Travelers
  • Nationwide
  • American Family
  • Erie Insurance
  • Chubb
  • Progressive
  • Auto-Owners
  • Amica
  • The Hartford

We work for the contractor or the homeowner, never the insurer. Not affiliated with, endorsed by, or acting on behalf of any carrier named.

Talk to a person

Storm came through? Call us.

Storm came through, caused a downpour.
Now there's water on the floor.
Water, fire, mold, and more.
Call 844-7-RESTORE.

Calls and texts

844-7-RESTORE

844-773-7867

Call now